Commercial Banker
Job Opportunity at RPL International

Posted on Sep 17    

Location: Miami, FL
Job Type: Full Time
Job ID: W4140453

Primary Job Duties

  • Responsible for business development activities and generation of new commercial & industrial lending loans, and commercial real estate.
  • Interviews prospective applicants and request information related to the loan or credit application, corresponds with the applicants and resolves any questions in regards to the application. 
  • Preforms a pre-qualification assessment and analysis of the financial condition and risk of the loan request within the framework of the Bank’s credit appetite.
  • Gathers and analyzes information necessary to present a financing request to Management and/or Loan Committee for approval; meeting with existing or potential customers, visiting sites of the loans, negotiating loan terms and conditions; approves loans within established lending limits or refers and recommends acceptance to the Chief Credit Officer or Loan Committee.
  • Coordinates the process of approved loans, ensuring loans are processed according to agreement, customer documentation are in the files, solves issues related to the processing and servicing of the loans and approves loan disbursements in accordance to the approved agreements. 
  • Responsible for the performing the entire loan process: negotiation, underwriting and coordinating the closing of commercial & industrial loans, real estate and business loans. 
  • Responsible for negotiating, underwriting and processing renewals of credit facilities.
Job Requirements
  • Education: Bachelor’s degree in Business Administration or equivalent experience.
  • Experience: Seven Years of experience in Commercial Lending department. 
  • Advance knowledge in underwriting and credit analysis with knowledge in financial statements and tax return analysis.
  • Knowledge of lending activities including commercial, real estate and loan processing.
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